The Future of HEM
QED Risk Services has noted recent commentary stating that the Household Expenditure Measure (HEM) is "likely to be abandoned". Not only did QED see this one coming once we re...
QED CompliFast Blog
ASIC's next focus: A Licensee's 'general' conduct obligations'
Many conversations that the QED team has with brokers hinge on 'what's coming', particularly from ASIC but, increasingly so, from lenders. The law hasn't changed for some time now, so there are no ...
Shadow shopping of Brokers
Following on from the recently published “shadow shop” exercise undertaken by Choice magazine and the MFAA-commissioned Ernst & Young consumer survey, recent experiences by two of Q...
Australian Privacy Law changes effective 12 March 2014 - 3 things brokers need to know
Much commentary has been in circulation recently about changes to the Australian Privacy Act 1988, which will take effect from 12 March 2014 and how this will affect mortgage brokers. QED Risk Serv...
ASIC surveillance: MFAA advise it's now happening!
On 11 September 2013, ASIC announced that it had launched its 2013 campaign of checking Licensees’ Annual Compliance Certificates. Some QED clients may be amused as QED Risk Services ha...